Thanks to Narendra Modi’s cashless economy drive, more and more people in India are starting to use mobile wallets. These are apps that will let you pay for anything from an auto rickshaw ride to buying stuff online totally cashless, through your bank account integration. Here is a list of all the best mobile wallet apps in India.


1. PayTM   Android Download  and    iOs Download

Clearly, the most popular mobile wallet app in India today, PayTM helps you pay utility bills and more. What I really like is their reach to the most nook and corners of India. I wrote an in-depth article about what PayTM is and how it works. Check it out here.

2. Ultracash   Android Download   and   iOs – Not Available yet

  • Internet not required
  • Recharge & Utility Bill Payment like BESCOM, BSNL, Mobile, DTH, Landline etc.
  • Over 3000 merchants in Bengaluru
  • Pay anyone by Instant Free Money transfers to any Bank Account in India
  • Easy to use

3. PayUMoney   Android Download  and   iOs – Not Available yet

  • Recharge your Mobile, keep the conversation going
  • Never miss your TV shows, top up your DTH
  • Top up your Datacard, stay connected on the go!
  • Load your wallet and transfer money to friends
  • Pay Electricity, Gas and Water Bills
  • Get Bill reminders

4. AirTel Money  Android Download    and   iOs Download

  • Recharge ANY mobile, DTH or Datacard (all operators are supported)
  • Pay Electricity, Water, Gas, Postpaid, Landline and Data Card bills
  • Instantly transfer money to any bank account in India (using IMPS technology) or to any Airtel Money user
  • Pay at shops, restaurants or any other merchants that accept Airtel Money
  • Request money from your contacts
  • Find Airtel Money points near you

5. Lime   Android Download   and  iOs – Not Available yet

  • Bill Payment- Pay Utility Bills for billers across categories, e.g. Mobile, DTH, Electricity, Insurance, Gas, Landline etc.
  • Recharge- Get instant mobile recharge, DTH recharges with quick and easy steps
  • Shopping- Shop till your calls drop! Range of products to choose from and compare. LIME will make sure you don’t attend to your phone calls anymore. Shop away!
  • Load your lime wallet using debit card, credit card or net banking for all leading banks such as Axis Bank, ICICI, HDFC, etc.

6. Citrus Pay   Android Download    and   iOs Download

  • Load your Citrus Wallet and view your transaction history on your mobile
  • All you need to send & request money is your friends’ mobile numbers
  • Split your bills with roommates – power, wifi, the rent – in one step
  • Share a cab, a meal, a gift with a friend & pay him/her back right away
  • Remind hungover friends about their dues from last night’s partying spree (Citrus Wallet cannot help with convenient amnesia)
  • Lend small amounts of money to friends in need, directly from your mobile wallet

7. Freecharge  –  Android Download and iOs Downoload

  • Prepaid & Postpaid mobile recharges for all leading Indian telecom providers like Airtel, Vodafone, Idea, Reliance, Tata Docomo, Uninor, MTS, BSNL and others.
  • DTH recharges for operators like Tata Sky, Airtel Digital TV, Reliance Big TV, Dish TV, Sun Direct and Videocon D2H
  • Data card recharges for operators like Reliance Netconnect, Airtel, Tata Photon, Vodafone, and others
  • Online electricity bill payments for BESCOM, BSES Delhi, BEST Mumbai, Reliance Energy, MSEDC and others
  • Gas bill payments for Mahanagar Gas Ltd and Indraprasth Gas Ltd & Landline bill payments for Airtel landline, BSNL landline and MTNL Delhi
  • Mumbai Metro smart card recharges

8. ICICI Pockets  Android Download  and iOs Download

  • Recharge your Mobile, keep the conversation going
  • Never miss your TV shows, top up your DTH
  • Top up your Datacard, stay connected on the go!
  • Load your wallet and transfer money to friends
  • Pay Electricity, Gas and Water Bills
  • Get Bill reminders

9. Itzcash  Android Download  and iOs Download

  • Recharge your pre-paid mobile number of Airtel, Vodafone, Reliance, Idea, BSNL, Tata Docomo, Aircel, Loop Mobile, Uninor, Videocon, MTS, MTNL and T24 Mobile
  • Recharge DTH of Videocon D2H, Tata Sky, Reliance Big TV, Sun Direct, Airtel DTH and Dish TV
  • Pay all your utility bills like Gas, Electricity
  • Transfer money to family and friends
  • Transfer money to Bank accounts via IMPS

10. Jio Money  Android Download   and iOs Download

  • Make bill payments for MSEB, BSES, BEST, Mahanagar Gas, Gujarat Gas, GEB, and others
  • Do your mobile recharge and pay bills for Airtel, Vodafone, Idea, BSNL, Reliance, MTNL, Aircel, Uninor, Tata Docomo, Cellone, and others
  • Pay for DTH recharges for Dish TV, Tata Sky, Airtel DTH, Videocon D2H, Sun Direct, BIG TV, and others
  • Pay insurance premiums
  • Pay for online shopping at leading stores like Archies, Bookmyshow, Clarks, Groupon, Imagica, Starbucks, and thousands more

11. Mobikwik   Android Download   and   iOs Download

  • Recharge prepaid mobile, DTH & pay postpaid, broadband, data card, electricity, gas, insurance & utility bills
  • Book instant bus tickets across India & get great cashbacks
  • Shop on various shopping, food, travel websites & apps & avail exclusive offers.
  • Pay cashless at more than 5000+ restaurants, café, super-markets, gift shops & physical stores.
  • 2G, 3G, 4G recharge, Prepaid/Postpaid Bill Payment
  • Transfer & receive money instantly to anyone with an email or mobile number
  • Share the App with your friends & earn


12. PayUMoney  Android Download   and  iOs – Not Available yet

  • Recharge your Mobile, keep the conversation going
  • Never miss your TV shows, top up your DTH
  • Top up your Datacard, stay connected on the go!
  • Load your wallet and transfer money to friends
  • Pay Electricity, Gas and Water Bills
  • Get Bill reminders

13. mRupee  Android Download  and  iOs – Not Available yet

  • Transfer & receive money instantly to anyone with an email or mobile number!
  • Recharge prepaid mobile, DTH, & for paying postpaid, broadband, data card, electricity, gas, insurance & utility bills
  • View tariff plans on full talktime, top up, 3G and 2G data recharge on all major prepaid mobile operators in India
  • Make payments at different merchant outlets across India
  • Get your transaction history and mini statement instantly
  • Subscribe to preferred payment service by setting them as favorites
  • Security – You can only load amount which you wish to spend not exposing your card details or bank account making it more secure.
  • 2 step authentication – Every transaction is validated by mPIN and OTP.

14. Oxigen Wallet   Android Download    and  iOs Download

  • Recharge your mobile/DTH or Pay landline/mobile/utility bills instantly while earning free coupons on every transaction.Send Money to Bank or Friends, anytime anywhere.Gift talktime to your friends using your preferred social platform (Facebook, Twitter, WhatsApp). Also personalise with a free text or video message.
  • Shop online with over 15K websites like ShopClues, Jabong, eBay, Ferns N Petals; book movie tickets on PVR and BookMyShow; pay for travel on IRCTC, Goibibio, Yatra and more & get exciting deals & cashbacks on your transactions using Oxigen Wallet.
  • Pay conveniently at your local offline stores/ petrol pumps etc. with the Oxigen Wallet app and say bye-bye to awkward cash handling forever.
  • Create Gift Cards using the app and use it for self or send them to friends & family for free via mobile/email.

15. SBI Buddy  Android Download   and   iOs Download

  • Load money into your wallet
  • Transfer money with your contacts on Phonebook
  • Recharge your mobile/DTH and pay bills
  • Shop online and book movies, flights and hotels
  • Transfer money instantly to your bank account

16. Vodafone M-Pesa   Android Download  and  iOs Download

  • Recharge any prepaid number (Vodafone and other operators)
  • Recharge a DTH connection (TataSky, Airtel, Dish TV, Sun Direct, Videocon & Big TV)
  • Recharge a Broadband connection
  • Online shopping (Shop Clues, eBay)
  • Book movie tickets (Book My Show)
  • Plan your travel (Jet Airways, Akbar Travels)
  • Order for food (Subway, Dominos, Pizza Hut)
  • Make instant payments
  • Enjoy 5% cashback
  • Withdraw cash from 1,20,000 outlets across India

17. Zeta Wallet   Android Download   And iOs Download

  • Use anywhere/anytime: You can make payments on your mobile app. Instantly pay merchants using their ID or access the Zeta Super Card from your smart Phone for online payments.
  • Manage Super Card: Easily manage all your transactions, Zeta Super Card pin, security settings and more.
  • Generate Dynamic Pin: Generate a super-secure dynamic pin on your app for whenever you swipe the Zeta Super Card, instead of the standard 4 digit pin, so you don’t have to worry about the pin being compromised.
  • Transfer Money: Send money to anyone in seconds using just their mobile number.
  • Recharge Mobile: Recharge your mobile/data-card – prepaid or post-paid. Additionally, Zeta Optima users can easily claim tax benefits on mobile, landline or internet recharges done through Zeta mobile app.
  • Send Gift Cards: Send gift cards to family/friends/colleagues instantly for any occasion, be it a birthday, an anniversary or just goodwill. The gift cards can be redeemed at any store.
  • Avail Offers: Get exciting offers/coupons everyday
  • Track Expenses: Get notifications on your app for every transaction made via Zeta, to help you keep track of your expenses.
Pluxee India: prev Sodexo-Zeta
Pluxee India: prev Sodexo-Zeta
Price: To be announced

18. Vpay Qwik  Android Download  and   iOs Download – Not Available yet

  • Quick registration process.
  • Easily transfer of money to mobile wallet through debit/credit card and Internet banking.
  • Recharge all prepaid mobile phones and get attractive cash backs.
  • Pay quick post-paid bills, landline bills, electricity & Gas bills.
  • Pay your insurance premium.
  • Buy Bus tickets, air tickets & book hotels & taxi.
  • Instant fund transfer to your friends & family instantly.
  • Enticing deals, discount & coupons for recharge & shopping, food, travel and a lot more

Jassica Dean

Jassica is an Editor of AppStory (Digital marketing Agency Ahmedabad) , She has been contributing for several years to well-known platforms like App Story & CEO Interview Platform Dataflow, Dzone & B2C and a leading AppStory & Review Magazine.


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